Billable Utilisation Calculator

What share of your working week actually earns money — and your true effective rate.

Your inputs are sent to our server to calculate the result and are not intentionally retained. See our privacy policy.

About this calculator

Freelancers sell hours but only bill some of them: proposals, admin, marketing and email eat the rest. Utilisation — billable hours over total hours — explains why a £65/hour freelancer can effectively earn £35/hour. Track it monthly and it becomes the earliest warning that your business model, rates or boundaries need attention.

The formula

Utilisation = Billable hours ÷ Total hours worked × 100 True effective rate = (Billable × Rate) ÷ Total hours

Worked example

Working 45 hours, billing 26 at £65: utilisation 57.8%, weekly revenue £1,690, true rate £37.56/hour.

Common mistakes

  • Chasing 100% utilisation — with no sales time the pipeline empties and next quarter starves.
  • Not counting evenings and weekends in total hours, which flatters the number.
  • Fixing low utilisation with longer hours instead of better rates or less admin.

Frequently asked questions

50–70% for most established freelancers. Agencies target ~70–80% for delivery staff who don't sell.

Raise rates (fewer clients, same income), batch admin, template your proposals, and delegate bookkeeping — attack the non-billable denominator.

No — marketing and learning are investments. The point is to know the split and price your billable hours to fund it.

Assumptions & limitations

Steady weekly pattern; seasonal businesses should measure across a quarter.

Sources & verification

This calculator applies the standard formula published above to the figures you enter — it relies on no external statutory data. The formula and the worked example were checked by hand against each other.

Formula last verified: 24 July 2026
Maintained by: Steve Davis, Founder & Editor — see our editorial standards

Spotted an error or an out-of-date figure? Report it — corrections are prioritised over all other work (see our corrections policy).

Related calculators

Use this calculator on your website

Free embed for registered domains — takes two minutes to set up.
Get the embed code